At SHA, our goal is to help first-time buyers develop and implement a homeownership plan tailored to their individual needs and circumstances. SHA’s homeownership option is designed to promote and support homeownership by a ‘first-time’ homeowner.  If you are a currently a participant in SHA’s Housing Choice Voucher Program, you can continue to use your voucher to subsidize your rent payments or you can use your voucher to make owning a home affordable. The homeownership mortgage subsidy program works like the rental subsidy program with one key difference. The mortgage subsidy program provides an opportunity for you to achieve the American Dream of Homeownership.